Orders On Our Website - Available on selected products

Delivery can only be made to the billing address on finance agreements

1. Click "Order With Interest Free Finance" Button
2. The basket page will then show how much is to be financed and the deposit required today
3. Pay the deposit and complete checkout
4. An application form is then to be completed
5. Once the application is accepted the order is placed with our supplier
6. Goods arrive with us in the quoted lead time
7. New items are delivered to you by our delivery teams
8. Monthly payments of the remaining balance begin after delivery.

Order Over The Telephone - Available On Most Orders Over £749

1. Speak with our friendly team
2. Place the order for your new furniture in store or over the phone
3. Pay a 25% deposit
4. Receive an easy to use electronic application sent to your email
5. Goods arrive with us in the quoted lead time
6. New items are delivered to you by our delivery teams
7. Monthly payments of the remaining balance begin after delivery.

10 Months Interest Free Example purchase of £2500

Deposit of £625

Total amount of credit - £1875

Eligibility

Our credit provider V12 ask the following:

• is 18 or older
• Is, or their partner is, in permanent paid employment,
• self-employed, retired and receiving a pension, working
• student in part time work or in receipt of a disability benefit
• has been a resident in the UK for at least 3 years
• has a debit or credit card in their name, which is registered to your address, in order to pay for the deposit
• has a Bank or Building Society current account available for the monthly payments

Smiths Of Harrogate LTD acts as a credit broker and will introduce you to V12 Retail Finance Limited to complete your application for finance. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.